.page-disclaimer {
  position: relative;
  background:
    radial-gradient(circle at 10% 16%, rgba(212,165,58,0.09), transparent 18%),
    radial-gradient(circle at 92% 58%, rgba(200,121,65,0.07), transparent 18%),
    var(--c-light);
  color: var(--c-dark);
  font-family: var(--f-body);
  overflow-x: hidden;
}

.page-disclaimer .disc-hero {
  position: relative;
  padding: 48px 0 88px;
  background:
    radial-gradient(circle at 84% 24%, rgba(212,165,58,0.18), transparent 26%),
    radial-gradient(circle at 14% 86%, rgba(200,121,65,0.10), transparent 22%),
    linear-gradient(128deg, var(--c-primary) 0%, var(--c-primary-2) 58%, var(--c-primary-3) 100%);
  color: var(--c-white);
}

.page-disclaimer .disc-hero__inner {
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 var(--gutter);
}

.page-disclaimer .disc-hero .breadcrumb {
  margin: 0 0 40px;
}

.page-disclaimer .disc-hero .breadcrumb a {
  color: rgba(255,255,255,0.68);
}

.page-disclaimer .disc-hero .breadcrumb a:hover {
  color: var(--c-gold);
}

.page-disclaimer .disc-hero__grid {
  display: grid;
  gap: 36px;
  align-items: center;
}

.page-disclaimer .disc-hero__eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  margin: 0 0 16px;
  font-family: var(--f-head);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: var(--c-gold);
}

.page-disclaimer .disc-hero__eyebrow::before {
  content: "";
  width: 32px;
  height: 2px;
  border-radius: 2px;
  background: currentColor;
}

.page-disclaimer .disc-hero h1 {
  margin: 0 0 18px;
  font-family: var(--f-head);
  font-size: clamp(30px, 6vw, 54px);
  font-weight: 900;
  line-height: 1.12;
  letter-spacing: -0.01em;
  color: var(--c-white);
}

.page-disclaimer .disc-h1-sub {
  display: block;
  margin-top: 10px;
  font-size: 0.56em;
  font-weight: 800;
  letter-spacing: 0.08em;
  color: var(--c-gold);
}

.page-disclaimer .disc-hero__lead {
  margin: 0 0 22px;
  font-family: var(--f-body);
  font-size: 17px;
  line-height: 1.9;
  color: rgba(255,255,255,0.84);
  max-width: 58ch;
}

.page-disclaimer .disc-hero__meta {
  margin: 0;
  font-family: var(--f-head);
  font-size: 13px;
  font-weight: 500;
  color: rgba(255,255,255,0.58);
}

.page-disclaimer .disc-hero__meta a {
  color: var(--c-gold);
  text-decoration: none;
}

.page-disclaimer .disc-hero__meta a:hover {
  text-decoration: underline;
  text-underline-offset: 4px;
}

.page-disclaimer .disc-hero__media {
  position: relative;
  margin: 0;
}

.page-disclaimer .disc-hero__media::after {
  content: "";
  position: absolute;
  inset: 10px -10px -10px 10px;
  border: 1px solid var(--c-gold-soft);
  border-radius: var(--radius-lg);
  pointer-events: none;
}

.page-disclaimer .disc-hero__media img {
  position: relative;
  display: block;
  width: 100%;
  max-width: 100%;
  height: auto;
  aspect-ratio: 16 / 7;
  object-fit: cover;
  border-radius: var(--radius-lg);
  border: 2px solid rgba(255,255,255,0.16);
  box-shadow: 0 24px 64px rgba(3, 10, 26, 0.28);
}

.page-disclaimer .disc-hero__wave {
  position: absolute;
  left: 0;
  bottom: -1px;
  display: block;
  width: 100%;
  height: 54px;
  pointer-events: none;
}

.page-disclaimer .disc-hero__wave path {
  fill: var(--c-light);
}

.page-disclaimer .disc-main {
  padding: 64px 0 96px;
}

.page-disclaimer .disc-main__grid {
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 var(--gutter);
  display: grid;
  gap: 48px;
  grid-template-columns: minmax(0, 1fr);
}

.page-disclaimer .disc-toc {
  background: var(--c-white);
  border-top: 3px solid var(--c-gold);
  border-radius: var(--radius-lg);
  box-shadow: 0 16px 44px rgba(10,31,68,0.08);
  padding: 26px 26px 28px;
  align-self: start;
}

.page-disclaimer .disc-toc__chip {
  display: inline-block;
  padding: 4px 12px;
  border: 1px solid rgba(212,165,58,0.32);
  background: rgba(212,165,58,0.12);
  border-radius: var(--radius-pill);
  font-family: var(--f-head);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.16em;
  color: var(--c-primary);
}

.page-disclaimer .disc-toc__title {
  margin: 14px 0 6px;
  font-family: var(--f-head);
  font-size: 20px;
  font-weight: 800;
  color: var(--c-primary);
}

.page-disclaimer .disc-toc__list {
  list-style: none;
  margin: 16px 0 24px;
  padding: 0;
  counter-reset: disc-toc;
}

.page-disclaimer .disc-toc__list li {
  counter-increment: disc-toc;
}

.page-disclaimer .disc-toc__list a {
  display: flex;
  align-items: baseline;
  gap: 12px;
  padding: 11px 0;
  border-bottom: 1px solid rgba(10,31,68,0.08);
  font-family: var(--f-head);
  font-size: 15px;
  font-weight: 600;
  color: var(--c-dark);
  text-decoration: none;
  transition: color var(--speed) var(--ease), padding-left var(--speed) var(--ease), border-color var(--speed) var(--ease);
}

.page-disclaimer .disc-toc__list a::before {
  content: "0" counter(disc-toc);
  font-size: 12px;
  font-weight: 800;
  letter-spacing: 0.04em;
  color: var(--c-gold);
}

.page-disclaimer .disc-toc__list a:hover {
  color: var(--c-primary);
  padding-left: 6px;
  border-bottom-color: rgba(212,165,58,0.32);
}

.page-disclaimer .disc-toc > .btn {
  width: 100%;
}

.page-disclaimer .disc-articles {
  min-width: 0;
}

.page-disclaimer .disc-clause {
  display: grid;
  gap: 18px;
  padding: 36px 0;
  border-bottom: 1px solid rgba(10,31,68,0.09);
  scroll-margin-top: 112px;
}

.page-disclaimer .disc-clause:first-child {
  padding-top: 0;
}

.page-disclaimer .disc-clause__num {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 52px;
  height: 52px;
  border-radius: 50%;
  background: var(--c-gold);
  box-shadow: 0 0 0 7px rgba(212,165,58,0.16);
  font-family: var(--f-head);
  font-size: 17px;
  font-weight: 900;
  color: var(--c-primary);
}

.page-disclaimer .disc-clause__body {
  min-width: 0;
}

.page-disclaimer .disc-clause h2 {
  position: relative;
  margin: 4px 0 18px;
  padding-bottom: 12px;
  font-family: var(--f-head);
  font-size: clamp(22px, 2.6vw, 30px);
  font-weight: 800;
  color: var(--c-primary);
}

.page-disclaimer .disc-clause h2::after {
  content: "";
  position: absolute;
  left: 0;
  bottom: 0;
  width: 52px;
  height: 3px;
  border-radius: 2px;
  background: linear-gradient(90deg, var(--c-gold), rgba(212,165,58,0.12));
}

.page-disclaimer .disc-clause p {
  margin: 0 0 16px;
  font-family: var(--f-body);
  font-size: 16px;
  line-height: 1.9;
  color: var(--c-dark);
}

.page-disclaimer .disc-clause p:last-child {
  margin-bottom: 0;
}

.page-disclaimer .disc-clause strong {
  font-weight: 700;
  color: var(--c-primary);
}

.page-disclaimer .disc-list {
  list-style: none;
  margin: 0 0 20px;
  padding: 0;
  display: grid;
  gap: 12px;
}

.page-disclaimer .disc-list li {
  position: relative;
  padding-left: 30px;
  font-family: var(--f-body);
  font-size: 16px;
  line-height: 1.8;
  color: var(--c-dark);
}

.page-disclaimer .disc-list li::before {
  content: "";
  position: absolute;
  left: 2px;
  top: 0.7em;
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--c-gold);
  box-shadow: 0 0 0 4px rgba(212,165,58,0.15);
}

.page-disclaimer .disc-contact-list {
  list-style: none;
  margin: 24px 0 0;
  padding: 0;
  display: grid;
  gap: 12px;
}

.page-disclaimer .disc-contact-list li {
  display: flex;
  flex-wrap: wrap;
  align-items: baseline;
  gap: 6px 16px;
  padding: 16px 20px;
  border-left: 3px solid var(--c-gold);
  border-radius: 12px;
  background: rgba(255,255,255,0.72);
  font-family: var(--f-head);
  font-size: 14px;
  line-height: 1.6;
  color: var(--c-dark);
}

.page-disclaimer .disc-contact__label {
  flex: 0 0 104px;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.06em;
  color: var(--c-primary-3);
}

.page-disclaimer .disc-contact-list strong {
  font-family: var(--f-head);
  font-size: 15px;
  font-weight: 800;
  color: var(--c-primary);
}

.page-disclaimer .disc-contact-list a {
  color: var(--c-primary);
  text-decoration: underline;
  text-underline-offset: 3px;
}

.page-disclaimer .disc-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  margin-top: 30px;
  padding-top: 28px;
  border-top: 1px solid rgba(10,31,68,0.09);
}

@media (min-width: 768px) {
  .page-disclaimer .disc-hero {
    padding: 64px 0 104px;
  }

  .page-disclaimer .disc-hero__grid {
    grid-template-columns: minmax(0, 1.05fr) minmax(0, 0.95fr);
    gap: 48px;
  }

  .page-disclaimer .disc-hero__media::after {
    inset: 14px -14px -14px 14px;
  }

  .page-disclaimer .disc-clause {
    grid-template-columns: 64px minmax(0, 1fr);
    gap: 28px;
    padding: 44px 0;
  }

  .page-disclaimer .disc-clause__num {
    width: 60px;
    height: 60px;
    font-size: 19px;
  }

  .page-disclaimer .disc-contact-list {
    grid-template-columns: 1fr 1fr;
  }
}

@media (min-width: 1024px) {
  .page-disclaimer .disc-main {
    padding: 72px 0 112px;
  }

  .page-disclaimer .disc-main__grid {
    grid-template-columns: 280px minmax(0, 1fr);
    gap: 72px;
  }

  .page-disclaimer .disc-toc {
    position: sticky;
    top: 96px;
    padding: 30px;
  }

  .page-disclaimer .disc-articles {
    max-width: 820px;
  }

  .page-disclaimer .disc-clause {
    gap: 36px;
    padding: 52px 0;
  }

  .page-disclaimer .disc-clause__body {
    max-width: 72ch;
  }
}